Is It Right for You?

The answer is YES if you can identify with any of the following points…

  • Do not know or cannot find your 401(k) login information for your plan’s website or call center
  • Time is not something you have a lot of, with work, family, life, etc.
  • Cannot remember the last time you rebalanced your portfolio
  • Are invested 100% in the Money Market or Stable Value fund
  • Invested in multiple target date funds (aka Freedom, Target Retirement…with a year behind it)
  • Consistently chase the “hot fund(s)”
  • Have good intentions to review and research your 401(k), but life gets in the way

The answer is NO if you…

  • Consistently monitor the amount of risk you have within your portfolio
  • Are invested 100% in an age-appropriate Target Date Fund
  • Monitor your current allocation of Large, Mid, and Small Cap stocks, International stocks, Fixed Income and Cash
  • Rebalance your portfolio regardless of your portfolio holdings’ performance on a semi-annual or annual basis
Have Questions?